Each policy has a distinct set of insureds, an expert broker will ensure that every employee, owner or manager who has exposure will be covered.
Professional Liability/Errors and Omissions
Can be very broad coverage that is structured to cover claims over your work.
Covers the cost of network intrusions and losses of sensitive data.
Directors and Officers
Covers the officers of the company and board of directors from allegations of mismanagement.
Employment Practices Liability
Covers the costs of allegations of wrongful termination, harassment and discrimination.
Workers Compensation Insurance
Covers the company from liability over injuries sustained on the job. Required in most states. – it is a felony not to purchase in Illinois.
General Liability Insurance
Covers claims against the company for allegations of bodily injury and property damage on your premises. Can also include product liability for companies selling a physical product.
Covers your companies liability for accidents cause by employees driving their own cars on the job.